CERTIFIED FINANCIAL PLANNERSTM
Our Disciplined and Methodical Approach
Encompasses the Following Steps
Step 1 – Request and receive a planning and services packet outlining our process, fees and expenses. Your kit also provides a new client questionnaire and list of requested documents for the review and planning processes, as well as instructions for completing and submitting your information to us.
Step 2 – Delivery of your financial documents to Clario Financial.
Step 3 – Review and organization of your documents by a CERTIFIED FINANCIAL PLANNERTM.
Step 4 – Initial meeting – attend a one-hour Financial Blueprint meeting with a CERTIFIED FINANCIAL PLANNERTM.
Step 5 – Creation of your comprehensive financial plan. Your personalized plan will reflect your needs and objectives in these and other areas:
- Tax situation
- Education planning
- Cash reserves
- Charitable Giving
- Insurance/risk management
- Retirement income
- Personal business (if applicable)
STEP 6 – Implementation – We stick with you to help make sure all of the recommendations are completed.
Step 7 – Review Meetings – ongoing monitoring of your strategies and investments. Assess the need for adjustments as your needs and life change. Regular scheduled meetings to help keep you on track.
- Two“check-up” meetings per year
- Annual plan review and update
The Clario Financial Planning Process
At Clario Financial, our experienced CERTIFIED FINANCIAL PLANNERTM professionals and dedicated staff are committed to helping you:
- Preserve and manage your assets
- Prepare for retirement and unexpected events
- Identify and carry out your legacy to benefit your loved ones and future generations.
- Develop your personal financial plan
As your financial partner, we listen and respond to your needs using clear, simple language. We offer personal service, seek to develop innovative strategies, and pledge to lead you with great care along the path to pursuing your goals.
Our process begins with listening to you, analyzing your situation, circumstances, goals and objectives, and recommending strategies designed to meet your needs. Following the implementation of your plan, we monitor your progress against established goals to help ensure you remain on track to pursuing your objectives.
At all times when providing Financial Advice to a Client, a CFP® professional must commit to a fiduciary standard, and therefore, act in the best interests of the Client.